As the start of a new school year approaches, it’s time to think about more than just books and schedules. With college- and university-bound students gearing up for classes, it’s crucial to consider how they can protect their identity while at school.
Why Are Students Particularly Vulnerable to Identity Theft?
Students are prime targets for identity theft for several reasons. From living in shared spaces with people they may not know well to frequently using public, unsecured networks in libraries and cafes, there are numerous risk factors they are exposed to on a regular basis. These shared living arrangements often mean that personal items, including important documents, are more accessible to others. Additionally, the frequent use of public Wi-Fi networks in libraries, coffee shops, and other common areas makes it easier for cybercriminals to intercept sensitive information.
Students also often need to disclose personal information for various administrative processes such as loan applications, class registrations, and even to access campus facilities. Combine this with frequent moves, which can lead to misplaced or stolen mail containing personal information, and the management of multiple social media accounts where personal details are often shared, it’s easy to see why students are at higher risk. The basic nature of student life, paired with a general lack of awareness about identity theft risks, makes them particularly vulnerable to such crimes.
Cyber Savvy 101: Essential Tools for Identity Protection
Just as students need the right tools for academic success, they also need the right tools to protect their identity. Here are some key tips to help your student stay safe:
Spot the Phish. Phishing is the most common cyber threat students face, often leading to serious consequences if not addressed properly. It is crucial to teach your student to be wary of suspicious emails, messages, or links, especially those asking for personal information such as passwords, social security numbers, or banking details. Encourage them to look out for tell-tale signs of phishing, such as unfamiliar senders, poor grammar, or urgent requests. When in doubt, verify the source independently by contacting the sending organization directly through their official website or customer service number.
Password Power. With new school accounts come new passwords. Encourage the use of strong, unique passwords for each account to enhance security. Strong passwords typically include a mix of uppercase and lowercase letters, numbers, and special characters. Consider recommending a password manager to keep track of them all securely, ensuring that students can easily access their accounts without compromising safety.
Double-Lock Your Digital Locker. Think of multi-factor authentication (MFA) as adding a second lock to your locker. Even if someone cracks the first lock (your password), they can’t get through the second one without the additional factor, which could be something you have (like a phone) or something you are (like a fingerprint). This extra layer of security significantly reduces the risk of unauthorized access. Enable MFA wherever possible to protect your accounts and personal information from potential threats.
Update Your Digital Defenses. Ensure all devices have automatic updates enabled. By doing so, you guarantee that your student’s devices consistently receive the latest software improvements and security patches. This simple yet crucial step not only keeps their digital defenses strong but also enhances the overall performance and reliability of their devices, providing a safer and more efficient digital experience.
Think Before You Share. Remind your student to be mindful of what they share online. Not everyone on the internet is a friend, and oversharing can lead to vulnerabilities such as identity theft, cyberbullying, or other security risks. Encourage them to think twice before posting personal information, photos, or location details. Additionally, advise them to review and update privacy settings on social media accounts regularly to ensure that only trusted individuals have access to their content.
Stay Vigilant: Protect Your Identity Throughout The School Year
As students embark on this new academic journey, remind them that protecting their identity is just as important as their grades. By following these tips and staying vigilant against potential threats, they can ensure a safer and more secure school experience.
Wishing all students a successful and safe school year ahead!